How should an activities-based approach address potential risks posed by financial activities that take place outside of regulated financial institutions?
Traditional microprudential regulation is firm-based, by definition. But macroprudential regulation is not necessarily activities-based, nor is activities-based regulation necessarily macroprudential.
The U.S. financial system is inextricably connected with financial systems around the world. How have non-U.S. regulators approached this question of regulating financial activities in an interconnected world?
To identify potential risks to our interconnected financial system, regulators need access to extensive financial data on a wide variety of firms and markets.
What is the role of firm-based financial stability regulation as we focus on an activities-based approach to financial stability risk monitoring and regulation?
During the 2007-09 financial crisis, regulators learned they did not always have the information or authority they needed to supervise the financial sector.
Wayne Meyer, Lori Chatman, Roberto Barragan, Lela Wingard, and moderator Dudley Benoit discuss the community development finance field. 2017 Towsley Lecture. November, 2017.
Panelists discuss trade-offs between policies aimed to promote innovation and competition and those geared towards maintaining stability and protecting consumers.
This panel evaluates how regulators might be better equipped to foster innovation and protect consumers, investors, and the financial system as a whole.
This panel discusses whether and how fintech can contribute to financial inclusion—expanding access to sustainable financial products and services for low-and moderate-income households in the United States and developing world.
This panel explores the regulatory perimeter between banking and fintech firms. Discussion focuses on whether bank chartering of fintech firms would advance or stifle innovation, safety and soundness, access, and consumer protection.
This panel evaluates ways that technological innovation in lending, derivatives clearinghouses, and payments systems may contribute to or help overcome systemic risk.
What are the most significant barriers data scientists face in integrating and reconciling various types and sources of data, including issues of standards, unique identity, ownership, and semantic translation?
With appropriate privacy safeguards, enhanced financial data sharing could improve market discipline, augment consumer protection, and unlock new opportunities for research.